For many small businesses, invoice discounting is the only place to go when they run into financial difficulties and lose bank credit. Despite being a R$150B / year market, factoring in Brazil is broken. Because processes are antiquated and inefficient, interest rates are much higher than they should be. At Rapidoo (https://rapidoo.com.br), our mission is to fix this problem and help Brazil’s micro-entrepreneurs grow their businesses and create jobs. Using technology to automate operations and to optimize risk management, our self-service online platform offers a much better user experience and fair interest rates.